{"L1_core": {"domain": "finance", "category": "banking", "entity_type": "organization"}, "L2_finance": {"services": ["deposits", "lending", "payments", "wealth_management", "trade_finance"], "classification": {"by_channel": ["traditional", "online", "neobank", "open_banking"], "by_segment": {"retail": "individuals_SME", "private": "HNWI", "corporate": "large_companies", "investment": "capital_markets"}, "by_ownership": ["commercial", "public", "cooperative", "savings"]}, "client_segments": {"HNWI": {"AUM": "1M-30M"}, "UHNWI": {"AUM": ">30M"}, "retail": {"AUM": "<500K"}, "affluent": {"AUM": "500K-1M"}}, "regulatory_framework": {"EU": ["BCE", "EBA", "PSD2"], "UK": ["PRA", "FCA"], "USA": ["Federal Reserve", "OCC", "FDIC", "FinCEN"], "international": ["Basel III", "Basel IV", "FATF/AML", "IFRS 9"]}}, "L5_metadata": {"updated": "2026-01-02", "version": "2.0"}, "L3_relations": {"serves": ["individuals", "companies", "governments"], "regulates": ["accounts", "transactions", "loans"]}}